Tax Planning
income, capital gains, and estate taxes are the largest obstacles to achieving your family’s financial goals.
Tax laws and tax rates are constantly changing. In fact, the rate of change is accelerating exponentially. What remains the same however is the devastating impact that taxation can have on your financial planning objectives. SFS, Inc. stays current with all new tax regulations and has the unique perspective of having assisted clients for over six decades. We bring real experience, battle tested in various economic cycles and through different political landscapes. Our planning process is built on delivering significant tax relief immediately with an adaptable plan that can work with your family for generations.
Retirement Planning
We understand that maintaining your standard of Living throughout retirement is not an option but a requirement
SFS, Inc. creates powerful and creative solutions which are conservatively grounded in our tax code. We work in a retirement planning niche few others have the technical know-how to match. We work with our clients to design, implement, and administer customized retirement planning solutions that will be the foundation of an expertly crafted overall financial plan. With such a foundation in place, our clients can ensure financial security for life.
Legacy Planning
we strive to understand your needs and goals as a fundamental component of the way we work with you.
Recent political and legal changes have led many people to be confused or inactive with respect to their estate planning. Many wrongfully believe that they can either “scheme” their way out of the impact of estate taxes or that their existing planning-to-date eliminates these taxes. You’ve worked too hard in creating your wealth to have the government’s default option extract one half of your wealth or more to estate taxes. With proper planning you can leverage your wealth to create a lasting legacy for generations to come.
Tactical Planning
our custom plans are designed to help navigate a non-recurring event to enable a more efficient outcome.
Whether it’s the sale of a business or highly appreciated asset, a spike in current income brought about by lottery win, settlement, book sale, Roth IRA conversion, or other, the economics of one-time events can be substantially improved by the implementation of a customized tactical plan. SFS, Inc. can work with you and your team of advisors to analyze the issues and craft a custom tailored plan to accomplish your unique objectives and achieve the most efficient outcome.
Protection Planning
We offer a complete line of individual life, disability, and long term care insurance products to protect those that you love.
SFS, Inc. offers a broad line of individual insurance products to help you create a solid foundation for your financial plan. Knowing that others depend on you for their financial support requires that your plan address how you will provide for them in the event of your death, disability, or situation requiring long term care. We have provided protection solutions to our clients for over six decades, and we will work with you to develop a plan that will ensure the financial security of those that depend on you and provide you with peace of mind.